CHECK YOUR STUDENT LOAN

I am a drop out… of uni that is. In two thousand and cough cough I got myself in debt – I mean I started university studying drama, dance and physical theatre (no I’m not sure why either).

I dropped out for a few reasons. 1 I was frigging mental, emotionally a few years behind my peers and generally not the most stable person to be studying and away from my safety blanket of family. So I managed a year, got offered a full time job and left. BEST decision I could have made (aside from changing course and getting psychological help).

Fast forward to yesterday when a change in the minimum pension contribution sparked a debate on uni fees and tax deductions. Sat with some colleagues we discussed the level of student debt we all had compared to the positions we now held and what we wanted to save in the pension pot. I increased my pension to 4% and thought nothing more of it.

Today someone asked me what year I went to uni and I realised I left uni 10years ago and still see that painful deduction each month. So I called the student loan company… dun dun dunnnn. I spoke to a lovely guy called Peter who helped me get logged and let me know in April 2017 I had £500 left to pay. WHATTTTTTT. Now I know I’ve been deducted more than that in a year so we went through my payslips and came to the conclusion THEY OWED ME!!! Quite a bit (enough for a holiday – Google’s Thailand) they’ve processed everything for me and all I need to do is keep an eye on my bank over the next two weeks when the refund should be processed.

It’s crazy I didn’t even think I could have paid it, let alone that they would owe me!!!

Needless to say the holiday is booked and I am very happy.

Get on the gov website and check your loans. You could be over paying!!

19 Days strong 💪🏻

Picture this. It’s a Tuesday and you have a cheeky check of the scales. Weigh day is a Saturday morning and you’ve been pretty good yet you step on and you’re 2 lbs up!!! Needless to say I was gutted.

Instead of letting that be an excuse to give up for the day or to say yes to a doughnut or cake I took action. I made sure my diet was online with the plan (slimming world) and dusted the bike off.

The 5.3km commute to work gives me a 50 minute workout and a total 10km(ish) cycle.

Fast forward to Saturday morning I woke up positive I drank 2 litres of water, had coffee with almond milk and felt great until I realised I hadn’t weighed in yet… so all that additional water I didn’t lose anything. So a couple of pees and a clay mud wrap later and I am a total of…

And I’m pretty freaking proud!!!

It’s just the start of the journey and I know I have more ahead of me than behind but I am open to the challenge and the change. It’s only been 19 days but I can see the change in behaviours in myself. If we want take away, we have take away but I choose the least impact to my diet and show restraint in how much I consume.

Also today someone acknowledged my weight loss I haven’t seen for awhile and that felt pretty good.

First loss! – 7lbs

That’s right last week I lost 7 pounds, I am extremely happy with this as its the first significant loss but I do not feel like that is sustainable so I am not too worried about not hitting that number again, as long as I keep losing I will be happy.

This week I have really struggled not to ‘check the scales’ but the whole concept is to only weight in once a week at the same time to see the difference rather than daily tracking. I have stuck to diet this week and worked out a couple of times too so I really am hopeful for a loss. I have also looked at some progress photos from the last few years and my shape hasnt really changed which is bizarre as I feel I have been working on my general health but obviously not in the right way.

so here are some things I have learnt so far.

  • Benefit tastes better than alpan light.
  • Apples are better than bananas.
  • You can say no to cake, but its hard.
  • Saying no to cake makes you both happy and sad. Known as – ‘SchrödingersCake’
  • Nothing tastes as good as skinny feels is an awful saying. (&not true).
  • Making healthy choices in one area makes you take the lead in other areas too.
  • ALL THE ENDORPHINS
  • Everything is easier when you have a supportive wife.

Weigh in is saturday, i’ve had a week of training and being sat down.

#PrayForDanielle.